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ANZ makes changes to savings and floating home loan rates

ANZ Bank New Zealand (ANZ NZ) will increase interest rates on some savings and lending products following the Reserve Bank of New Zealand’s decision to increase the Official Cash Rate by 0.25% to 5.50%.

The ANZ Serious Saver rate will increase by 0.25% while ANZ’s Floating, Flexible and Blueprint to Build (the discounted floating rate for people building their own home) home loan rate will increase by 0.25%.


There is no change to fixed home loan rates.

Earlier last week ANZ made changes to term deposit rates, lifting key terms by 0.20%.

ANZ NZ Managing Director for Personal Banking Ben Kelleher said the bank would continue to take a balanced approached to support customers.

“When reviewing interest rates the bank considers a range of factors, including the impact on customers, the official cash rate and changes in wholesale interest rates and competitor activity.


“In coming months more people will be feeling financial pressure as their fixed home loans roll off. There are a range of options available, and we encourage anyone facing any difficulty or needing support to get in touch with their bank sooner rather than later,” Mr Kelleher said.


There are also targeted support options available for businesses feeling financial pressure.

Detail on effective dates as follows:


Effective dates

ANZ Floating home loan interest rate

New loans 30th May 2023

Existing loans 13th June 2023

ANZ Flexible home loan interest rate

New loans 13th June 2023

Existing loans 13th June 2023

Blueprint to build

New loans 30th May 2022

Existing loans 13th June 2023

Serious Saver

1st June 2023



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